CANADIAN ATHLETE INSURANCE PROGRAM
(CAIP)
Since 1982, CAIP has become well recognized in providing the most comprehensive insurance protection for sport accident and “OVERUSE” injuries to Canada’s athletes at all levels while "In Canada" and "Outside Canada". We have never wavered from our original commitment to provide the same level of insurance coverage, at the same rates, to all Canadian athletes, regardless of their sporting activity.
Insurance coverage is automatic. There are no application forms and there are no exclusions for pre-existing conditions.
We recognize the fact that sport injuries can hinder the athlete’s performance and in some cases cut short the athletes sport career. By providing the CAIP enhanced insurance protection for both sport accidents and Overuse injuries, we can help relieve some of the financial burden from the athlete so they can seek the needed medical care and therapy. With this assistance, we hope that the athlete can continue their sport healthy and more competitive.
We are very proud of the fact that, since 1982, we have been able to support the Canadian sport community by providing essential insurance protection to Canadian athletes. We appreciate the good relationships we have with the Canadian sport community and we look forward to serving you even better in the coming years.
Important announcement effective May 1, 2010 Avis Important efficacite le 1ere mai 2010
Program changes effective March 1, 2007
Program changes effective March 1, 2009
A sport accident can be any unexpected and unintentional event that can occur by chance while competing in or practicing for a sport. A sport accident can result in various injuries, most common of which are strains, sprains, broken bones, fractures and accidental dental claims.
"Overuse" is a chronic injury that can happen over a period of time as a result of repetitive activity. The most common of which are tendonitis and stress fractures. Over the years, "overuse" insurance claims have been the most prominent in CAIP, representing at least 70% of all paid claims in a given year.
OVERUSE coverage applies to:
CAIP is available to all Canadian athletes, coaches, managers and officials who are members in good standing of a sport governing body, such as a National Sport Organization, Provincial Sport Organization, Canadian Sport Centre, established Sport Teams, Leagues or Clubs.
We can accept enrollment from any of the above-mentioned Sport Bodies. A Provincial Sport Organization, Sport Team or a Club can directly contact us to arrange CAIP insurance for their members.
Please note that because CAIP is an overall program, which is available to all Canadian Athletes regardless of their sporting activity, there is no minimum enrollment requirement per Sport.
Enrollment in CAIP is very easy.
All we need is:
This information can be sent to us from the Sport Governing Body, by either e-mail, fax or mail.
For your assistance, you can use the enrolment form that is in the "Forms" section.
All enrollments in CAIP have to be done through a sport governing body as noted above. A person enrolled for In Canada coverage is covered for 12 months from the date of enrolment. A person enrolled for Out of Canada coverage must be first enrolled for In Canada coverage and is covered for the period requested prior to the departure date.
There are only 2 claim forms:
All sections of the claim forms must be completed, signed and dated by the appropriate person.
The Attending Physicians Statement on the second page of the Medical claim form can be completed, signed and dated by a Registered Physiotherapist or a Certified Athletic Therapist (Member of the Canadian Athletic Therapists Association CATA) for treatment for Physiotherapy, Athletic Therapy and/or Massage Therapy only.
All other treatments require a Physician to complete this section.
Please note that the "Consent to collect, use and disclose personal information form" must accompany all accident and sickness claims. (see link below)
All claims should be submitted directly to:
AXA
Assurances
2020 University, bureau 700
Montréal, Québec H3A 2A5
Telephone: 514-282-6817
Telephone Toll Free: 800-561-7251
Cheques will be made payable to the claimant unless a request is made to make payment to the sport governing body or service provider.
The attached Brochure is an overview including highlights and cost details of the CAIP program.
If you would like to order a supply of Brochures for your organization, please let us know how many brochures you would like and we would be happy to send them to you.
Please allow for a few days for us to process the order.
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Out of Canada Booklet Brochure hors Canada
Enrollment form Demande d’adhésion
CLAIM FORMS - Please note that the "Consent to collect, use and disclose personal information (Accident & Sickness) must accompany all accident & sickness claims..
Proof of Loss - Accidental Medical - Sports InsuranceProof of Loss - Accidental Dental - Sports Insurance
Emergency Medical Claim Report - Out of Canada
Consent to collect, use and disclose personal information (Accident & Sickness)
FORMES - S'il vous plâit la note qui Forme - Autorisation de collecte, d'utilisation et de divulgation de renseignements personnels (sinistres «accidents et maladie») - doit accompagner toutes réclamations.
Preuve du sinistre - assurance contre les accidents du sport
Soins dentaires – preuve du sinistre en cas d’accident du sport
Autorisation de collecte, d'utilisation et de divulgation de renseignements personnels (sinistres «accidents et maladie»).
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The travel assistance program is provided to all CAIP members who are enrolled for
Out of Canada insurance. The Out of Canada enrolment can be arranged either on a per trip basis or an annual plan arranged through your respective Sport Body.
Effective March 1, 2010, the Travel Assistance Program will be provided by AXA Assistance Canada Inc. Please refer to the following document for the emergency services that will be provided to CAIP members when travelling outside of Canada:
IMPORTANT NOTICE:
The following membership card should be carried with all CAIP members when travelling outside of Canada.
Effective March 1, 2010, please do not use the services of the International SOS Assistance Inc.
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Armstrong-McCready
Inc.
640 Lakeshore Drive
Suite 100
Dorval, Québec
H9S 2B6
Tel: 514-636-5351
Fax: 514-636-8268
E-mail: caip@armstrongmccready.ca